Santa Barbara Bank & Trust
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Mortgage Calculator
Glossary of Terms
Call 1-888-400-SBBT


  
Sale Price Full price of property.
Percent Down Payment Percentage of down payment.
Loan Balance Actual Amount of Loan (This field is calculated for you.)
Interest Rate Interest Rate (expressed as percentage)
Number of Payments Total Number of Payments
(12 x number of scheduled years until final payment)
Example: 30 years = 360 months
Payment Amount The amount of each payment. (This field is calculated for you)
Total Interest: Total Payments:
This estimator performs two functions:
  1. It will generate values for a monthly payment, the total interest paid and total payments made, over the life of a given mortgage.
  2. It will also generate an amortization table for the values entered. The calculations are for a fixed rate mortgage.
This estimator is believed to be accurate, but is only intended to generate approximate results.

Operation:
Enter the Full Sale Price, Percent Down, Interest Rate, and Number of Payments.

The Update Calculations button, will complete the fields on this page with the Total Interest Paid and Total Payments Made for the life of a mortgage.

Disclosures
 
 
Santa Barbara Bank & Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank, and First Bank of San Luis Obispo are divisions of Pacific Capital Bank, N.A., member FDIC.

© - Pacific Capital Bank, N.A. All rights reserved.