Santa Barbara Bank & Trust
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This is the perfect account for small businesses that need the flexibility of unlimited check writing with a low minimum balance required.

The Account Offers You:
  • Unlimited check writing
  • ATM access for sole proprietors
  • Business AllTime DebitSM Card access

Fees
  • No monthly maintenance fee with a minimum daily balance of $3,000 or more or average monthly balance of $10,000 or more

  • Under $3,000 minimum or $10,000 average - $12 monthly maintenance fee (For non-profit organizations, the monthly maintenance fee is $10. The fee is waived if 501(c)(3) documentation is provided.)

  • First 100 checks per month - No charge

  • Subsequent checks - $.30 each, no charge if minimum balance is maintained

  • First 20 deposits per month - No charge

  • Subsequent deposits - $2 each, no charge if minimum balance is maintained

Disclosures
Terms subject to change. Minimum deposit to open is $50. For current interest rate information, please contact the branch near you or contact us at 1-888-400-SBBT.
 
 
Santa Barbara Bank & Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank, and First Bank of San Luis Obispo are divisions of Pacific Capital Bank, N.A., member FDIC.

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